Money-Saving Moving Marysville Mom

It's not how much you have; it's what you do with what you have.

How Do You Get Out of Debt? September 13, 2010

Filed under: Shopping Philosophy,Stewardship,Stretching the Dollar,Useful Info — swingingsarr @ 9:46 pm

How do you get in debt?  One dollar at a time.

How do you get out of debt?  One dollar at a time.

It’s amazing how LITTLE things can really add up.  Once I was at a store with a person who has massive amounts of debt.  We walked by some bags that were on clearance for $2, and he (the generic he) said, “oh, I really need a bag, so I’ll get one.”  This was years ago, and I wasn’t strong enough at the time to say, “that’s a great deal, but don’t you already have some at home?  You don’t NEED a new bag.”  Just because something is on sale, doesn’t mean it needs to be purchased by you.  SOMETIMES it does, but not always.  Think, “does this purchase honor the Lord?”. Think this with EVERYTHING you buy.  Col 3:17 “And whatever you do, in word or deed, do everything in the name of the Lord Jesus, giving thanks to God the Father through him.”

 

Dollar Tree May 27, 2010

Filed under: Stretching the Dollar,Useful Info — swingingsarr @ 10:42 pm

So a few weeks ago I went to a “Dollar Tree” by the Safeway that just opened up.  I don’t know exactly when it opened up, but overall I was impressed.  I am not always excited about dollar stores because the quality of the items can be questionable, so I might go in once a year or so.   And yes, there were some sub-standard products I wouldn’t ever buy, but there was also some merchandise that was of value.  They carried some Crest and different name-brand detergents.  I would go there to buy balloons, gift bags, and SOME storage containers.  I think it’s a great place to go buy gifts for a child’s birthday or fun little holiday celebration gifts.  Their inventory changes every week, so you can’t count on everything being there all the time.  I bought 7 items, 4 of which were for storage, a “Cars” puzzle for the kids, “Goody” poneytail holders, and a package of chocolate graham cookies.  Fun and good value!  So friends, if you are in the area, I would stop by.

 

Kids Saving Money February 21, 2010

Filed under: Help,Useful Info — swingingsarr @ 10:19 pm

So what do you do to teach your kids how to handle money?  Do you give them an allowance for certain chores?  At what age do you start?  I’d love to get ideas.  We start at age 3, $1 a week: $ to go in a savings-.50, spending-.40, and giving to the Lord-.10.

 

Money-Saving Web-site February 4, 2010

Filed under: Useful Info — swingingsarr @ 9:44 pm

If you’ve read Amy C.’s blog, you’ll recognize this. She got it from Deb. W., who got it from someone else. I love that our church family shares…

www.grocerysmarts.com

Cut and paste the above address if the link doesn’t go from my blog automatically.  I can’t get it to go for some reason.  I like this web-site because they track the weekly ads, and they pair them up with coupons on a spreadsheet. Plus, it’s free!

 

Microsoft Money February 1, 2010

Filed under: Useful Info — swingingsarr @ 2:44 pm

I just learned today that the Microsoft Money program isn’t being sold anymore.  It’s probably WAY old news.  I liked it to keep track of our household finances.  Does any one have any suggestions as to what they use and feasibility?

 

The Checkbook January 29, 2010

Filed under: Shopping Philosophy,Useful Info — swingingsarr @ 1:16 pm

I got a couple of comments about the 21-Day Financial Fast and going cash only for a while.  Yes, the debit card works like cash.  That wasn’t a big deal, if you have a healthy respect for $.  But if you struggle with $, may be the “card” part of the debit card can a bit tempting.

I do not support ONLY going on-line to look at your bank statement to get an accurate amount of $ in your account. Bank accounts are like revolving doors, always having $ going in and out.  Some times you’ll make a transaction with a small business that won’t go through for a week or more.  I’ve written checks that haven’t gone through for a couple of months.  I HIGHLY recommend to keep an accurate check book that is current, and cross reference with it on-line or with a monthly paper statement (I still like paper for some things).  Again, I HIGHLY disagree with looking on-line to find out how much $ you have in your bank account.  This is the easiest way to bounce your checking account.

I keep my checkbook up to date by not leaving a store and/or parking lot until I do the math of my transaction.  I want to know how much $ I can spend before going to the next store.  Then when I get home, I put the transaction in our money program, “Money”, so I can cross reference the account with that.  Then every month I take the paper bank statement and highlight my checkbook to see what has and hasn’t gone through.  Sounds like a lot of work, but we haven’t had any major checking account troubles, and when you get in the groove, it becomes pretty quick.

I encourage you to be responsible with your $, and to be a good steward with the resources the Lord has given you.  Colossians 3:23 Whatever you do, work heartily, as for the Lord and not for men, 24 knowing that from the Lord you will receive the inheritance as your reward. You are serving the Lord Christ.

 

Gluten Free November 30, 2009

Filed under: Useful Info — swingingsarr @ 9:19 am

A Gluten Free Store just opened in Everett, “Janell’s Gluten Free Market” in Everett.

7024 Evergreen Way

www.janellsglutenfreemarket.com