Money-Saving Moving Marysville Mom

It's not how much you have; it's what you do with what you have.

Thinking Ahead… September 13, 2010

Filed under: Shopping Philosophy,Stewardship,Stretching the Dollar — swingingsarr @ 9:53 pm

As I go through life, the more I think about “getting through” and making it, I see the great need to think ahead.  I talk about thinking ahead when I am teaching piano-“always look ahead a couple of beats”, or “is this a busy week, I’ll have to squeeze my practicing in before we go on our extra long weekend”, etc…  I have to think ahead when I take my kids out: “do I have snacks? Are we going to run into a nap time? Do I have the money I need?”, etc…  The more we think ahead, the less we’ll spend.  We’ll know better how to respond in different situations.  If I think ahead, I’ll plan the meal for the day, may be before I leave in the morning. If I’ll be out or busy, and then I may put a chicken in the crock pot, make lunches, etc…

Who said this, I don’t know?  Fail to plan, and  you plan to fail.

 

How Do You Get Out of Debt?

Filed under: Shopping Philosophy,Stewardship,Stretching the Dollar,Useful Info — swingingsarr @ 9:46 pm

How do you get in debt?  One dollar at a time.

How do you get out of debt?  One dollar at a time.

It’s amazing how LITTLE things can really add up.  Once I was at a store with a person who has massive amounts of debt.  We walked by some bags that were on clearance for $2, and he (the generic he) said, “oh, I really need a bag, so I’ll get one.”  This was years ago, and I wasn’t strong enough at the time to say, “that’s a great deal, but don’t you already have some at home?  You don’t NEED a new bag.”  Just because something is on sale, doesn’t mean it needs to be purchased by you.  SOMETIMES it does, but not always.  Think, “does this purchase honor the Lord?”. Think this with EVERYTHING you buy.  Col 3:17 “And whatever you do, in word or deed, do everything in the name of the Lord Jesus, giving thanks to God the Father through him.”

 

Resisting the Urge to Buy August 13, 2010

Filed under: Shopping Philosophy,Stewardship — swingingsarr @ 4:36 pm

Provided by the state director of AARP in the Everett Herald, 4/22/10:

Resisting the urge to buy

-Make a list.

-Pay cash.

-Leave the kids at home.

-Clear your mind.

-Make quick trips.  The longer you stay in a store, the more likely you are to spend more.

So some of these ideas aren’t realistic.  I can’t always leave my kids home when shopping, but I do exercise the right to say “no”.

Also I had a conversation earlier this week about paying cash.  It’s great to pay cash, but make sure you don’t carry too much cash with you.  I call it “painting yourself into a corner”.  Carry a small amount of cash with you.  The more cash you have, the more likely you are to spend.  Also, only keep a certain amount of money in your debit account.  We keep $150 for every 2 1/2weeks.  That’s for gas and other incidentals.  We only fill up gas every 2 1/2-3 weeks (short commutes).  This works for us.  You need to find what works for you.

 

Time March 24, 2010

Filed under: Stewardship — swingingsarr @ 9:25 am

The more I live, the more I realize that TIME IS A GIFT.  Are you being a good steward of the gift of time the Lord has given you?