Money-Saving Moving Marysville Mom

It's not how much you have; it's what you do with what you have.

The 21 Day Financial Fast & Posting January 26, 2010

Filed under: Fitness,Shopping Philosophy,The Newspaper — swingingsarr @ 12:08 am

My favorite $ journalist, Michelle Singletary, wrote a few weeks ago in the paper about doing a 21 day fast from spending. See if you can go 21 days without using your credit card. Now of course, you HAVE to buy food and pay bills. Those things don’t necessarily, but don’t buy the extras. No restaurant food, take a break from window shopping, etc…

If and when you go back to using a credit card, remember for most people it’s much easier to spend more on the credit card because of the buy now and pay later aspect. It doesn’t hurt now. When you have to pay cash for things, it tends to be much harder to do, and the tendency is to spend less. Try it. We now buy all of our groceries with cash, no debit or credit.

Also, I haven’t posted any weekly grocery deals since November. I told myself I’d do it for a year. I hope that helped some of you learn what good prices are for certain groceries. I still want to help people save $, so I’ve basically been cutting and pasting good deals when I see them.

Some day my blog my change, and I may post grocery deals again and add different components. I actually thought of changing my blog name from Money-Saving Marysville Mom to Money-Saving Moving Marysville Mom and incorporating a fitness aspect to it because I know it’s important to be a good steward of EVERYTHING the Lord has given including our bodies, $, time, etc… Well see…


2 Responses to “The 21 Day Financial Fast & Posting”

  1. What a interesting idea. What’s wrong with using a debit card instead of cash or a check? You can’t spend more than you have in your account and you can see exactly where all your money went by looking at an online statement. I do like the idea of not charging anything for a set period of time.

  2. Darla Says:

    Good idea, but I don’t understand not using a debit card. You’re not spending money you don’t have and you can keep track of your spending online. Good or bad, credit history (& increasingly, credit scores) are important to show that you can responsibly handle money. See for posts on this topic.

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